1 – Money for College

With the cost of college rising yearly about 5-8% and the average tuition, room and board reaching $15,566 for four year public and $31,916 for students at four-year private colleges and universities, students and parents can use all the assistance they can find. There are 1.3 million scholarships and over $3 billion in grants, scholarships and financial aid. There are some sites that will take student information and perform a search of scholarships available. The top two sites are www.fastweb.com and www.collegeboard.com.

2 - $20+ Billion in Unclaimed Money

There is over $20 billion in unclaimed money in the US. On the Oprah stated 8 out of 9 Americans have unclaimed money. This money comes from many places. For example it could be an old checking or savings account your forgot about, an inheritance, savings bonds, uncashed checks or money orders, the list goes on and on.

This money is yours and just sitting there waiting for you to claim it. A simple search in a quality database that includes all states and federal unclaimed money could mean a check in your mailbox!

A simple search in a quality database that includes all states and federal unclaimed money could mean a check in your mailbox!

www.cashunclaimed.com is the largest unclaimed money site and is a great place to conduct your unclaimed money search.

3 – Coupons! For stores you actually shop at!

Coupons are available for most of the major stores frequented. Before making an online purchase visit www.allonlinecoupons.com and www.dealcatcher.com. Enter the store name at these sites and it will show you the coupons available for the store. Sometimes the discount will be a “coupon code� which you enter when ordering to receive your discount. The sites also offer printable coupons for in-store purchases. Discounts include free shipping, 5%-25% off total purchase and dollar discounts on purchases. There was a coupon for $799 off a purchase of $2000 at Dell! There are great coupons that can save you hundreds and even thousands of dollars.

4 – Free Money for Buying, Selling or Repairing Your Home

There are assistance programs for people who are buying homes, selling homes or even trying to repair their home. HUD offers information on local homebuyer assistance programs, including money for down payments and closing costs at http://www.hud.gov/buying. HUD also offers assistance programs for people who own homes that are in need of repair as well as Veteran’s assistance at http://www.hud.gov.

5 - Cash Back Credit Cards

Cash back credit cards are not simply a gimmick from credit card companies but can truly be cash in your account. Cash back credit cards are particularly beneficial for people who use their credit cards frequently and then pay the balance off monthly. People who manage their credit cards in this manner are not benefiting from low interest or 0% interest rates and can reap rewards with cash back credit cards. Cash back benefits can range from 1-5% and have other dollar amount benefits ranging from $20-100. You can compare cash back credit card offers at www.creditcards.com.

Although these “free money� places make take a little personal administration to get, they are worth the small amount of effort for some potentially big gains. In a world where nothing is free, these are pretty close!

Nicole Anderson offers more information about unclaimed money at www.cashunclaimed.com. Would you like to receive your lost funds check without searching 100+ individual databases? A simple unclaimed property search could mean a check in your mailbox. Click on www.cashunclaimed.com for a free money search, that includes all state and federal databases, and locate your missing money today!

People owed refunds on their 2002 taxes have until April 17, 2006 to file for that tax year and claim their refund. If they do not file the $2 Billion will be forfeited to the government.

Unfortunately, unclaimed tax returns are common. There are a few reasons people do not file. Either they don’t owe taxes, they didn’t have to file because they earned too little, or they didn’t take their earned income tax credit. Earn income tax credits for 2002 are for workers who made less than $11,060 and have no children, earned less than $29,201 and had one child, or earned no more than $33,178 and had two or more kids.

Considering the people who are eligible for the refunds are those who did not make much, they are probably most in need of this money. Most likely they are unaware the money is due to them or they simply don’t know how to claim it.

You can see if you are owed money if you did not file in 2002 by completing a form.

Claiming Your Refund

The IRS will send a refund check after receiving the appropriate filing form, Form 1040 (or 1040A or 1040EZ). This form will indicate how large the refund check should be.

You can download this form at http://www.irs.gov/pub/irs-prior/f1040–2002.pdf or call toll-free (800) 829-3676 to request the form.

If you are owed money from 2002, remember you only have until April 17, 2006 to file or the money will become Uncle Sam’s permanently.

If you are owed an unclaimed tax refund you may be owed other unclaimed funds. There are millions of Americans who have lost money they may be completely unaware exists.

This unclaimed money is considered “unclaimed property� and includes the following:

· Savings and checking accounts and safe deposit box contents
· Inheritance
· Stocks, mutual funds, bonds, and dividends
· Uncashed cashier’s checks or money orders
· IRS refunds
· Wages, child support payments
· Matured or terminated insurance policies
· Estates
· Mineral interests and royalty payments, trust funds, and escrow accounts
· The list goes on and on…

This money will sit in the government’s hands until claimed by the rightful owner. Each person should check the unclaimed money database at www.cashunclaimed.com at least twice a year to see if they or their family members have money owed to them. This money will not sit around forever either. The state and federal governments are creating limitations on the numbers of years they will hold unclaimed funds.

If you do find money owed to you, there will be forms and instructions on claiming the funds. Oprah Winfrey stated it is estimated 8 out of 9 families in the US are owed unclaimed money! Make sure to file for your 2002 refund and check www.cashunclaimed.com to see how much unclaimed money is waiting for you.

Nicole Ackermann offers more information about unclaimed money at http://www.cashunclaimed.com. Cash Unclaimed is the largest unclaimed property database, including all state and federal databases and was founded to assist owners in easily locating and claiming their lost funds. The site offers more information on unclaimed money and a free search at www.cashunclaimed.com.

HTML VERSION

Unclaimed money in the United States is at an all time high, $25 Billion, and unclaimed tax refunds make up a large portion of that number. Approximately $2 Billion in unclaimed tax refunds is owed to 1,714,500 Americans who did not file for their return in 2002.

People owed refunds on their 2002 taxes have until April 17, 2006 to file for that tax year and claim their refund. If they do not file the $2 Billion will be forfeited to the government.

Unfortunately, unclaimed tax returns are common. There are a few reasons people do not file. Either they don’t owe taxes, they didn’t have to file because they earned too little, or they didn’t take their earned income tax credit. Earn income tax credits for 2002 are for workers who made less than $11,060 and have no children, earned less than $29,201 and had one child, or earned no more than $33,178 and had two or more kids.

Considering the people who are eligible for the refunds are those who did not make much, they are probably most in need of this money. Most likely they are unaware the money is due to them or they simply don’t know how to claim it.

You can see if you are owed money if you did not file in 2002 by completing a form.

CLAIMING YOUR REFUND

The IRS will send a refund check after receiving the appropriate filing form, Form 1040 (or 1040A or 1040EZ). This form will indicate how large the refund check should be.

You can download this form at http://www.irs.gov/pub/irs-prior/f1040–2002.pdf or call toll-free (800) 829-3676 to request the form.

If you are owed money from 2002, remember you only have until April 17, 2006 to file or the money will become Uncle Sam’s permanently.

If you are owed an unclaimed tax refund you may be owed other unclaimed funds. There are millions of Americans who have lost money they may be completely unaware exists.

This unclaimed money is considered “unclaimed property� and includes the following:

· Savings and checking accounts and safe deposit box contents
· Inheritance
· Stocks, mutual funds, bonds, and dividends
· Uncashed cashier’s checks or money orders
· IRS refunds
· Wages, child support payments
· Matured or terminated insurance policies
· Estates
· Mineral interests and royalty payments, trust funds, and escrow accounts
· The list goes on and on…

This money will sit in the government’s hands until claimed by the rightful owner. Each person should check the unclaimed money database at www.cashunclaimed.com at least twice a year to see if they or their family members have money owed to them. This money will not sit around forever either. The state and federal governments are creating limitations on the numbers of years they will hold unclaimed funds.

If you do find money owed to you, there will be forms and instructions on claiming the funds. Oprah Winfrey stated it is estimated 8 out of 9 families in the US are owed unclaimed money! Make sure to file for your 2002 refund and check www.cashunclaimed.com to see how much unclaimed money is waiting for you.

These funds are owed to millions of Americans and instead of making any sizable effort to contact the rightful owners, the state is now proposing to spend this money to handle there own budget problems.

States are passing bills allowing them to use the missing money funds. One such case is a Bill was passed last year in Arkansas. The Bill was created impart to allow the State to transfer up to $15,000,000 of funds from the “Unclaimed Property Proceeds Trust Fund� to the States General Improvement Fund. The subtitle of this Bill states the funds are to be used “…to provide additional funds for the State budget�.

Some states such as Indiana and Iowa require that 60% of the money from unused expired gift certificates be sent to the State and 40% remain for the retailer. George Delta, from the counsel to the Incentive Marketing Association, stated “States require businesses to give them some type of periodic report of the amount of unclaimed property they are holding. This allows the state to monitor this potential source of income.�

With the states experiencing such great budget benefits from the unclaimed property funds, they have little incentive to locate the rightful owners of this money.

In the state of California the lost funds have reached over $5 billion and it is estimated 1 in 5 have unclaimed money. How hard is it to find Ryan Seacrest, Reese Witherspoon, Julia Roberts, Kate Hudson and Benicio Del Toro? They are all owed money from California’s state database. Microsoft is owed over $25,000!!! California’s Unclaimed Property Trust Funds is likely to be a target piggy bank for the CA Governor to use to assist with the states budget issues.

Would you like to locate your money before your state spends it? Cash Unclaimedoffers a free search of over 54 databases where your money may be waiting. Log on to www.cashunclaimed.com for your free search and find out how much money is owed to you.

1 – Sell items on Ebay

Everyone is buying right now. Why not have them buy what you have for sale? All different types of items sell on ebay – the clothes your kids never even wore that still have the tags on them, DVD’s, collectible items sitting around just collecting, and any other “hot� items you may have lying around.

2 – Garage Sale

Do a little ‘Winter Cleaning� and make room for those Christmas decorations and presents. A Saturday morning garage sale can make you $50-$500, or more.
One person’s junk is another’s treasure!

3 – Collect your Unclaimed Money

There is an estimated $25 billion dollars of unclaimed money in the U.S. On the Oprah Winfrey TV Show it was announced 8 out of 9 Americans have unclaimed money.This money comes from many places. For example it could be an old checking or savings account your forgot about, an inheritance, savings bonds, uncashed checks or money orders, the list goes on and on. This money is yours and just sitting there waiting for you to claim it. A simple search in a quality database that includes all states and federal unclaimed money could mean a check in your mailbox!

A simple search in a quality database that includes all states and
federal unclaimed money could mean a check in your mailbox!
www.cashunclaimed.com is the largest unclaimed money site and is a great place to conduct your unclaimed money search.

4 – Holiday Job or Overtime

Companies are hiring for the Christmas shopping rush. Usually they are simple retail positions that don’t require specialized training or experience. A couple nights or days a week could be $1000 by Christmas!

If you are paid hourly at your job, and have enough work and flexibility with your schedule, you can put in some extra hours.

Workers who have restaurant jobs can pick up extra shifts.

Special Note: Many people claim 0 exemptions on their W4. If you have children, own a home, etc. increase your exemptions to the correct number. Your employer can assist you in filling out a new W4. This can mean an extra $50-$400 per paycheck!

5 – Reduce Expenses

You can reduce simple monthly expenses to keep more of the money you already have. Here are a couple money saving ideas:

- Eat in instead of dinning out
A family of 4 that eats out twice a week spends about $100 per week.

- Pay minimum payments this month on credit cards
Don’t make this a habit, but for December it will give you a little extra rather than racking up more credit card debt

- Leave your ATM card at home, carry a little cash for what you need

- Make coffee at home and skip your morning latte
(you’ll live, really you will)

Now that you have the extra money – Merry Christmas Shopping!

About the Author:
Nicole Anderson offers more information about unclaimed money at www.cashunclaimed.com. Would you like to receive your lost funds check without searching 100+ individual databases? A simple unclaimed property search could mean a check in your mailbox. Click on www.cashunclaimed.com for a free money search, that includes all state and federal databases, and locate your missing money today!

$25 Billion in Unclaimed Money. How much is owed to you?

Santa Ana, CA — November 22, 2005 – It is reported that 8 out of 9 people have unclaimed money. The nationwide total of unclaimed money is estimated as high as $25 billion dollars owed to 1 billion people! Chances are you or someone in your immediate family has money waiting to be claimed.

Have you ever put a deposit down for a gas or electric account? Moved and forgot about the deposit? The money is yours, but now the electric company doesn’t know where to send it. The money is placed in state’s treasury department fund for unclaimed property. This is one of hundreds of places missing money may come from.

The most common types of Unclaimed Property are:

· Savings/checking accounts, safe deposit box contents
· Stocks, mutual funds, bonds, dividends
· Uncashed cashier’s checks/money orders
· IRS refunds
· Wages, child support payments
· Matured or terminated insurance policies
· Estates
· Trust funds, escrow accounts
· The list goes on…

There are 2 ways to search for your unclaimed money:

Option One: search 50 state and 90 federal databases trying all possible name variations (William Smith may be listed as W. Smith or Bill Smith). The government has not created a single database to search for unclaimed money.

Even if you have only lived in one state you may have money in other states databases. An insurance company in New York that owed you money on a policy may place the unclaimed money in the state of New York’s database.

Option Two: Utilize an all in one database. Searching in a quality, single source database will search all 54 databases, all possible name variations and provide you with the instructions and forms for submitting a claim once you have found money.

The reason the amount of unclaimed money is growing billions year after year is people are not searching to see if any is owed to them. It may be money you forgot about or it may be an inheritance you never knew existed. You never know until you look. A simple search may mean a check in your mailbox.

Cashunclaimed.com is the largest unclaimed money database, including all state and federal databases. CashUnclaimed.com was founded to assist owners in easily locating and claiming their lost funds. The site offers more information on unclaimed money and free unclaimed money search at http://www.cashunlclaimed.com .

Contact Nicole Anderson at 714-277-3040 extension 707 for an interview or any media questions. Or contact her by email at: PR(at)CashUnclaimed.com

###

Santa Ana, CA (PRWEB) December 20, 2005 — The Whittier Women’s and Children’s Crisis Shelter received a pledged donation of seven unclaimed money accounts. The team from www.cashunclaimed.com contacted people who didn’t even know they were owed money and asked if they would donate the missing funds to the shelter. Of the seven accounts that were donated, one of the donators was CashUnclaimed.com founder Bill McIntosh, who found out that he himself was owed property.

Judy Gordon, Executive Director for the shelter, said, “We house over 300 clients per year, and about 70 percent are children. The shelter provides food, clothing, toiletries, legal assistance and anything else the families need to get through this time. We are in need of everything including monetary donations, volunteers, house wares and gifts for the families.� The shelter also provides rent-free living for the families for a year after they leave the shelter.

The team at the Women’s and Children’s Shelter are changing lives. Gordon stated an alarming one in three women will experience domestic abuse some time in their life. With so many women and children in need, most people would like to give to such a wonderful cause, especially at this time of year, but may not have the money to do so.

An estimated $25 billion of unclaimed property is sitting unbeknownst to owners of the property, while many women and children in shelters are going without this Christmas. Therefore, in the spirit of spreading joy and love for the holidays CashUnclaimed.com is encouraging all companies and Americans to search for their unclaimed money or unclaimed property and donate the funds to their favorite charity. Or they can donate to the Women’s and Children’s Crisis Shelter and help give these families a great Christmas.

The Web site CashUnclaimed.com allows people to do a free unclaimed money search by searching for their name. The database has unclaimed property and missing funds owed to millions people. Finding these funds will make a better Christmas for your family or, if you are already blessed this Christmas, could be a much needed donation for a less fortunate family.

If you or someone you know is a victim of domestic abuse, please call the National Domestic Violence Hotline at 1-800-799-7233 for help. To donate gifts, your time as a volunteer or money you can call 562-945-3937 or mail donations to the shelter at 10007 South Cole Road, Whittier, CA 90603.

CashUnclaimed.com is the largest unclaimed property and unclaimed money database, including all state and federal databases. CashUnclaimed.com was founded to assist owners in easily locating and claiming their lost funds. The site offers more information on unclaimed money and free unclaimed money search at www.cashunclaimed.com.

Please contact Nicole Anderson at 714-277-3040, ext. 707 for an interview or media questions, as well as for information about unclaimed property, free unclaimed money or charitable donations. VNR, video, audio clip and pictures from the shelter and donation event can be viewed at www.cashunclaimed.com/press/ and hard copies are available upon request.

Media Contact:
Nicole Anderson
CashUnclaimed.com
19881 Brookhurst St Suite C-285
Huntington Beach, CA 92646
714-277-3040, ext. 707
http://www.cashunclaimed.com

Contact:
Nicole Anderson
Cashunclaimed.com
19881 Brookhurst St Suite C-285
Huntington Beach, CA 92646

http://www.cashunclaimed.com
pr@cashunclaimed.com

$25 Billion in Unclaimed Money owed to Americans

Santa Ana, CA — November 22, 2005 – It is reported that 8 out of 9 people have unclaimed money. The nationwide total of unclaimed money is estimated as high as $25 billion dollars owed to millions of people! Chances are most Americans or someone in their immediate family has money waiting to be claimed.

Most people have put a deposit down for a gas, electric or telephone account at some time. They may have moved and forgot about the deposit? The money is theirs, but now the electric company doesn’t know where to send it. The money is placed in state’s treasury department fund for unclaimed property. This is one of hundreds of places missing money may come from.

The most common types of Unclaimed Property are:

· Savings/checking accounts, safe deposit box contents
· Stocks, mutual funds, bonds, dividends
· Uncashed cashier’s checks/money orders
· IRS refunds
· Wages, child support payments
· Matured or terminated insurance policies
· Estates
· Trust funds, escrow accounts
· The list goes on…

There are 2 ways to search for unclaimed money.

Option One: Search 50 state and the many federal databases trying all possible name variations (William Smith may be listed as W. Smith or Bill Smith). The government has not created a single database to search for unclaimed money.

Even if a person has only lived in one state they may have money in other states databases. An insurance company in New York that owed someone money on a policy may place the unclaimed money in the state of New York’s database, regardless of the state of residency of the beneficiary.

Option Two: Utilize an all in one database. Searching in a quality, single source database will search all state and federal databases, all possible name variations and provide the instructions and forms for submitting a claim once money has been found.

The reason the amount of unclaimed money is growing billions year after year is people are not searching to see if any is owed to them. It may be money that was forgotten about or an inheritance the person never knew existed. People will never know until they look. A simple search may mean a check in the mailbox.

Cashunclaimed.com is the largest unclaimed money database, including all state and federal databases. CashUnclaimed.com was founded to assist owners in easily locating and claiming their lost funds. The site offers more information on unclaimed money and free unclaimed money search at www.cashunclaimed.com.

Contact Nicole Anderson at 714-277-3040 extension 707 for an interview or any media questions. Or contact her by email at: PR@CashUnclaimed.com

=================

This release was issued today 11/21/2005 and Nicole is aggressively helping radio, television and other media outlets to get the message out that unclaimed money is a great source for much needed holiday cash.

In future news CashUnclaimed.com will be having a live media event on 12/7/2005 in Los Angeles. We will be helping charities and people in need claim their unclaimed property and money to give them much needed assistance over the holiday season. A press conference will be held. Call Nicole Anderson for more information.

KNX710 News Radio, Los Angeles
“Websites where you can find “lost” or “unclaimed” money”, LARRY MAGID, hi-tech contributor

CashUnclaimed was one of the featured web sites mentioned on the show.

MSN CNBC Money, World Wide
“5 ways to find ‘free’ money that’s really free” By Jennifer Mulrean

Cashunclaimed was featured as one of the sites to go claim lost money.

NBC5 Dallas News
“Locate Missing Money” featured on NBC5 News

CashUnclaimed was discussed as a featured site.

WNDU 16 NBC Indiana
“Saving money that’s already yours” - Story filed by NewsCenter16 Reporter Jennie Runevitch

CashUnclaimed listed as the website to go find missing money.

If you are a member of the Media give me a call and I’ll be happy to help you with your story or feature. You can reach Nicole Anderson at 714-277-3040 extension 707.

Unless you won the lottery this week you would probably be excited to find money owed to you. Unclaimed money and property in excess of $25 Billion is being held by the government and is just waiting to be claimed.

You may be thinking, ‘I have never forgotten about money owed to me’, this may be true, but what about the monies you are not aware of? i.e. an inheritance or savings bond. Oprah Winfrey stated 9 out of 10 Americans have unclaimed money.

So why is this money just sitting around? Chances are you haven’t heard about unclaimed money, there is a lack public awareness and no simple method for searching and claiming lost funds.

The most common types of Unclaimed Property are:

· Savings and checking accounts and safe deposit box contents
· Stocks, mutual funds, bonds, and dividends
· Uncashed cashier’s checks or money orders
· IRS refunds
· Wages, child support payments
· Matured or terminated insurance policies
· Estates
· Mineral interests and royalty payments, trust funds, and escrow accounts
· The list goes on and on…

One of the most impressive unclaimed items is a 88-carat natural blue sapphire ring valued at over $25,000! Recently a widow found over $50,000 owed to her from an account her deceased husband had opened that she was not even aware existed.

The property ends up in government accounts due to laws requiring the property to be turned over to the state or other governing agency after a period of approximately 3 years without contact from the owner.

Oftentimes the owner moves and does not leave a forwarding address or forgets that the account exists. In some cases, the owner dies and the heirs have no knowledge of the property.

The amount of unclaimed cash is growing. It has almost doubled the 15.8 billion in lost funds recorded in 2000. The increase is not only due to public awareness but also attributed to each state recording the money in individual databases.

Finding Your Unclaimed Money

So how do you search and find money owed to you? Each state has its own database but it is not enough to search only the state where you reside. If you have conducted business with companies outside the state, the funds may be reported in the state where the business was located. Also, a state search will not locate missing money in 90 federal databases. This makes searching difficult because you may have unclaimed cash in a state in which you have never lived.

You also need to search variations of your name. For example, if your name is Michael James Anderson an account might be under M Anderson, M J Anderson, or Michael Anderson.

This can be a time consuming and tedious process to locate and search over 120 databases. The most comprehensive government site only incorporates 14 states into its database. This search would still produce incomplete results and you may miss money owed to you.

Comprehensive Unclaimed Money Searches

It is worth the small fee to utilize a private site that has compiled all state and government databases.

After you have completed your search by name you will be given results from the database. It may contain multiple records, some of which are not yours. The record will normally have details on the property, the value, institution the funds originated from, owner address, etc. You should be able to tell which accounts are yours from a quick look at these details.

What to do when you find the money

After locating your missing money follow the directions to submit the claim. The claim process varies slightly depending on the type of account or state of claim. Usually the claim consists of filling out and sending a form or affidavit and copies of identification or documents relating to the account.

Through continued efforts to educate the public on the topic of unclaimed money more and more Americans are finding their lost funds. Over $1 Billion was returned last year. It is likely you or your immediate family members have unclaimed money or property. Now that you are aware it exists and know how to find and claim it, you can search for what is owed to you!

About the Author:
Nicole Anderson offers more information about unclaimed money at www.cashunclaimed.com. Would you like to receive your lost funds check without searching 120+ individual databases? Click on www.cashunclaimed.com for a free money search, that includes all state and federal databases, and locate your missing money today!

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