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Tips on making ends meet

If you have more month at the end of your money, then read on to find ways to even these out.

We all know that you must spend less than you earn to make a profit for the month. However, we don’t always follow that concept.

One reason is that we often feel we have to cut something out. This may have the additional view that this cuts into your current lifestyle.

Certainly, you can find some ways of spending less money without changing your entire life style.

Some simple examples of this include packing your lunch, making you own coffee at home rather than the $3.00 latte, and less money on entertainment. Make a romantic dinner at home or rent a movie and make popcorn. All these will make a difference in your cash flow.

Now that we got the basics on cutting expenses expressed, what about increasing your income? Sure, you could ask your boss for a raise. But make sure you handle the raise appropriately—save or invest the increased income. Don’t immediately look upon this extra income as spending money or a shopping spree. Buying a new car adds expense (car insurance is more for a newer model).

Another area you should take a look at is how you’re spending your time, not just your money. Perhaps instead of an activity where you would spend money you do something that can earn money. If you like to be at the mall on the weekend, why not find out if there is a job you could do? This may include your getting an employee discount at your favorite store as well as income.

Babysit at the local gym, perhaps there will be work-out benefits. Have them pay you instead of you paying them. This extra cash in is also a way to eliminate the expense out. The key here is to then save the earnings. These savings can be invested in other money making enterprises.

Local stores, schools or clubs are always on the search for new ideas about teaching others a skill you may have and are willing to pay for your services. It would be a matter of researching these.

Another way to find money is to do an internet search for unclaimed property. There are billions of dollars waiting to be claimed. Assets of all kinds are turned over to the state to find rightful owners. You may be sitting on a goldmine and not know it.

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