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The Truths And Lies Behind Unclaimed Property

When it comes to unclaimed property laws and the ways that funds can be replaced in the hands of their owners, there are a great deal of misconceptions that seem to linger about. These range vastly from the truth at times, but also can be slight variations from the truth that can be confusing at times for the public. Either way, it is important to decipher these truths about unclaimed property search laws so that people can gain access to their belongings without having to jump through an assortment of hoops in order to do so. Keep reading to find out what some of these misconceptions are along with the truth behind their misunderstandings.

One of the biggest mistruths about unclaimed property is that a portion of the money is kept by the services that offer the location of it for the individual. This is simply not the case, for sites like UnclaimedCash.com only require either a one time fee for yearly, monthly or one-time access to search access to found property. This means that the whole of the unclaimed property is directed to the owner without a percentage being taken in order to receive it.

Some truths about unclaimed property search services are that one must be 18 years of age in order to claim money owed to them, along with the fact that one must be a United States citizen. In order to receive payment, one must also be currently residing in the U.S. as well.

Another misconception is that money is held only for a couple of years, until it is absorbed into the state’s funds that are holding it. This is simply not the case, for money is held by each state until the rightful owner is found. This means that if you have ever held an automobile insurance policy, maintained employment previously, or have opened a banking account at some point in your life, there may be a return headed your way once a proper search has been conducted. Even if you have ever worked a job before in your adult life, money may be owed to you.

Another truth about unclaimed property is that when the time comes to claim what is yours, the process consists of verifying your identity as the rightful owner by sending in various types of copy documents. This can be the most difficult part for some that are looking to complete the retrieval of the money, for some states require multiple forms of proof that you live at a new address. No matter what is being requested, users seldom find themselves in a bind to where they cannot produce the information being requested on enough grounds to complete the verification. Although this is one of the most discussed topics of concern for people looking to acquire what is theirs, it does not mean that this should convince U.S. citizens not to complete the process due to its difficulty.

Now that some of the misconceptions and truths have been properly addressed, there is no reason not to perform a search for unclaimed property yourself. Even if you have performed a search in the past and either retrieved money or found that there were none available to you at the time, it is a good idea to search again after moving or changing other information, such as bank accounts or insurance providers.

Since many search services allow for one to conduct searches on their name in yearly, monthly or one-time increments, there really is no reason not to take advantage of the opportunity to do so. Unfortunately, the powers that be will not notify you of money that is to be claimed without you searching for it through the appropriate means. Over the course of one’s adulthood, there could be literally thousands of dollars just sitting in wait for your claim to its ownership. Keep this information at heart next time you consider looking for money that has gone missing without your knowing, for it could end up being more than worth the time and trouble it takes to look for it.


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When you perform a free trial search on CashUnclaimed.com we display the total dollar amount in unclaimed funds that we show reported by the appropriate government agencies. This does not guarantee that this money is 100% absolutely yours. What it means is that there is that total dollar amount shown by government agencies under your name and common variations of your name at the last time we had the information available to us was reported as unclaimed and is able to have a claim form submitted to be paid that amount. For more information please read our terms of use by clicking the link above.