You receive your credit report and find there is an inaccuracy. The following data will help you in knowing some basic rules to follow.

Disputing inaccuracies on your credit report can be a quick and simple process for some. For others, it may prove more complicated. The reason for that is most often it depends on the cooperation of the creditor that reported the information to the credit bureau.

The Fair Credit Reporting Act (FCRA) protects consumers in dispute situations, mandating that credit reporting agencies (CRAs) must respond to your dispute by initiating an investigation and collecting evidence (where possible) from your creditors. If the information is inaccurate, the CRA must either remove or correct the disputed information, usually within 30 days.

This is a preview of: Help on how to dispute a credit report(465 words, estimated 1:52 mins reading time)

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You receive your credit report and find there is an inaccuracy. The following data will help you in knowing some basic rules to follow.<\/p>\n\n\t

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The Fair Credit Reporting Act (FCRA) protects consumers in dispute situations, mandating that credit reporting agencies (CRAs) must respond to your dispute by initiating an investigation and collecting evidence (where possible) from your creditors. If the information is inaccurate, the CRA<\/span> must either remove or correct the disputed information, usually within 30 days. <\/p>\n\n