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Here is a good reason to talk to your parents.

There are some subjects that you know you should discuss with your parents but just do not want to. Finances is one of them. There are some things you do need to know. Read on for useful information regarding this subject.

First is to find a comfortable time in which to talk to your parents and then approach the subject in your best unemotional manner. Here is the information you want to find out:

Location of investments — Do they work with a investment representative? If so, whom? Are their investments spread out among a variety of financial institutions? You’ll need to be familiar with these things in case your parents become incapacitated or die unexpectedly. State treasurers’ offices regularly advertise “unclaimed” property, including investments – some of which have simply “slipped through the cracks.”

Another option if you had failed to speak with your parents and now wonder if there is money or property due you would be a website search. CashUnclaimed.com is the largest money database, including all state and federal databases. This website was founded to assist owners in easily locating and claiming their lost funds.

Existence of a simple will — If you don’t know if your parents have a will, now is the time to find out. And if they don’t have a will, urge them to get one. Your parents undoubtedly want their assets distributed according to their wishes, and not according to a court’s decree. Without a will the courts do take over such issues.

Even if your parents have a simple will, they may still need to take further action. If you believe they have a sizable estate or want to give significant gifts to charitable groups, encourage them to consult with an attorney who specializes in estate planning.

This is a sensitive topic. By bringing up these issues with your parents you can gain valuable knowledge of their financial situation today and a clearer understanding of what you can do to help them in the future.

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When you perform a free trial search on CashUnclaimed.com we display the total dollar amount in unclaimed funds that we show reported by the appropriate government agencies. This does not guarantee that this money is 100% absolutely yours. What it means is that there is that total dollar amount shown by government agencies under your name and common variations of your name at the last time we had the information available to us was reported as unclaimed and is able to have a claim form submitted to be paid that amount. For more information please read our terms of use by clicking the link above.