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The Stock Market And Savings Bonds

May 21st, 2013

The US Treasury is attempting to locate the owners of lost stock market and savings bonds and so far officials have had very little luck. The problem is that all of these stock market certificates and savings bonds are owed to residents all over the country, and most of the addresses on file are incorrect. Americans love to move around, but that makes allocating lost or missing money rather difficult. To help alleviate the problem, officials are urging residents to search online to see if they are the rightful owners of any of these stock market or savings bonds being stored in limbo.

Unclaimed Savings Bonds Are Piling Up

April 19th, 2013

The US government is currently stockpiling savings bonds, but these savings bonds aren’t for sale. They belong to residents all over the country, only they’ve become lost for one reason or another. This has prompted the treasury department to begin an initiative to urge all Americans to search for and find unclaimed savings bonds. If you think you may have lost a few bonds back in the day or even if you just suspect that you do, you might want to start searching today.

How Does Your 401K Become Lost?

March 12th, 2013

A 401K account is supposed to provide for you during your golden years after retirement. The idea is that you will stay with the same company for the duration of your life. Or that you will continue to at least transfer your 401K as you transfer jobs so that your account never leaves your side and you can keep adding to it over the years. If you do so you will contribute into that same account year after year and it will continue to build until such time as you decide you would finally like to retire. What happens when you change jobs and you either just don’t or actually forget to transfer your 401K account? Well, let’s just say it doesn’t just go away.

What is the relationship between gas prices and retirement?

July 6th, 2006

The price of a gallon of gas is now above $3.00. Many are feeling the pain in their financial portfolio. How does this affect retirement?

Having paid more to drive in the last six months, three out of four Americans said higher living costs prevented them from saving more for retirement.

The Fidelity Retirement Index, which analyzes American households’ overall retirement readiness, found that among Americans whose savings plans were pinched by higher living costs, nearly one in two had cut the amount to be saved for retirement. Thus the higher price of gas has cut the amount going into savings toward retirement, that is how they are related.

Steps you can take to cut the cost of your car insurance when adding a teenager.

February 15th, 2006

When your son or daughter reaches the teen years finances change too. Adding your child onto your car insurance can be financially overwhelming for some parents. Below are some tips on how to cut this cost.

Find out how your insurer assigns drivers to cars. This differs from insurer to insurer and can make a huge difference in the premium you pay.

For example, if there are three drivers and two cars in your household, some insurers will assign the driver who’s the most expensive to insure (your child) to the car that’s the most expensive to insure.

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